I’ve always been intrigued by how others organise their money. I think it’s because I’m not that great at organising my own. I can think of nothing more interesting than having a nose through someone else’s bank statements, wondering how they decided upon each transaction and understanding their approach to getting through the month.
I remember in magazines when I was younger I would get so excited if there was one of those spending diary articles; you know the sort where different women had to keep track of their expenditure each week day by day. There would always be one diarist either end of the spectrum (spendthrift and tightwad), and I never knew where I would be if I had to feature in something like that. You see I would love to be the sort of woman who knows when her car insurance is up for renewal and puts enough cash aside throughout the year, who pays her mortgage off early and saves a ton of interest, who has a monthly clothing budget and sticks to it. I have the best of intentions and I cannot tell you the amount of excel spreadsheets I’ve started by typing in ‘Income’ in cell A1.
But then the Boden sale catalogue will arrive or I’ll get a desperate need to buy some allium bulbs and all that sensible planning evaporates.
Momentarily enough for me to purchase the must have item.
And later in the week when examining my dwindling bank balance I’ll think - Why. Did. I. Do. That?
I then imagine I’m one of the women in those magazine articles I remember, and realise in a moment of terror that I would be typecast the spendthrift! The woman with all of her purchases laid out for readers to study the details of incredulously. And that’s not who I want to be.
So if you’ve been here and come through to the other side let me know how you did it. What changed your relationship with money? How did you become the spender you wanted to be?
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